american express blue cash preferred
Offer Expires 12/10/2020. † Plus, earn $100 back after you spend $1,000 in purchases on the Card within the first 6 months of Card Membership. The American Express Blue Cash Preferred card is one of the best everyday rewards credit cards. and is perhaps the ideal card for families. offers lower cash-back rewards for an annual fee of $0. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). AMERICAN EXPRESS BLUE CASH PREFERRED® BENEFITS. To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. The Blue Cash Preferred® Card from American Express is one of the most rewarding cards on the market. Terms Apply. The Blue Cash Preferred ® Card from American Express and the Chase Sapphire Preferred ® Card both offer excellent rewards value. Terms apply. Still, some people don't like the idea of an annual fee under any circumstances. Here are some potential drawbacks. Using the same supermarket-only analysis, if you spend at least $61 per week at supermarkets, you’ll earn more with the Blue Cash Preferred® Card from American Express, even after the annual fee. Depending on, how your supermarket handles gift card sales, , you may be able to use your 6% rewards by buying gift cards for other merchants with your, Big rewards on eligible Streaming services, Although that 6% on U.S. supermarket spending is capped at $6,000 annually, eligible U.S. streaming services have no cap on the 6% cash back. All financial products, shopping products and services are presented without warranty. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. The Blue Cash Preferred® Card from American Express earns 3% cash back at U.S. gas stations and other types of transit including trains, buses, … And again, if you meet the requirements of the welcome bonus, your first-year annual fee is more than paid for. The Platinum Card® from American Express: 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) 6% cash back on select U.S. streaming subscriptions. Our opinions are our own. We believe everyone should be able to make financial decisions with confidence. Terms apply. The Blue Cash Preferred is a lucrative cash-back card for several spending categories. Unlike with some cash-back cards, you do not have the option of redeeming your rewards as a direct deposit or a check. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest. supermarkets. Amex Blue Cash Everyday credit limits are $1,000 to $13,500, based on cardholder reports. Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Grocery stores aren't a bonus category, however. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. When evaluating offers, please review the financial institution’s Terms and Conditions. But American Express does not disclose an official minimum or maximum Blue Cash Everyday limit. † You will receive cash back in the form of statement credits. The Platinum Card® from American Express Blue Cash Preferred® Card from American Express Credit Card Summary : Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. ¤ Check if you Pre-Qualify for Offers with the Blue Cash Preferred® Card Find out if you Pre-Qualify for the Blue Cash Preferred® Card or other offers in as little as 30 seconds. If cash back is more up your alley — and select U.S. streaming, U.S. supermarkets, transit and U.S. gas station categories align with your pandemic spending — … That's an accessible amount for most people, and it doesn't even consider elevated rewards on select U.S. streaming services, or purchases at U.S. gas stations and other forms of transit, which only hasten the break-even point. Here are some potential drawbacks. American Express' definition of supermarkets excludes wholesale clubs such as Sam's Club, superstores like Target and Walmart, specialty food stores and others. After you hit the $6,000 cap, you earn 1% at supermarkets. Instead, they set credit limits on a case-by-case basis, using an applicant’s credit history, income, debt, etc. Terms apply. For them, there's a little-brother card, the Blue Cash Everyday® Card from American Express, which offers similar bonus categories but at reduced rewards rates, without an annual fee. Offer expires December 10, 2020. The Blue Cash Preferred® Card from American Express offers higher cash-back rewards — as high as 6% — but it has an annual fee: $0 intro for the first year, then $95. Terms apply. Gift cards and merchandise are also available. Terms apply. You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. All financial products, shopping products and services are presented without warranty. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Blue Cash Everyday lets you earn cash back, offering 3% back on up to $6,000 spent at U.S. supermarkets each year, 2% back at U.S. gas stations and select department stores, and 1% back on all other purchases. American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in … Granted, you’re unlikely to spend near as much on streaming as you do at supermarkets, but 6% is a huge percentage in cash back. The Blue Cash Preferred® Card from American Express sits among the elite in cash-back credit cards and is perhaps the ideal card for families. It's a potentially huge boon for those who rely daily on public transportation and other ways of getting around that don't require filling up at the pump. Visit NerdWallet's list of the best credit cards and find out how this card compares. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. The 6% cash back at U.S. supermarkets from the Blue Cash Preferred® Card from American Express applies to the first $6,000 in annual spending; after that, it gives customers 1% cash … Business Solutions. Blue Cash Preferred® Card from American Express: Rewards. The natural question is: At what spending level is the, a better deal? Cash Back. This includes spending on rideshares, tolls, taxis, buses, trains and parking. The catch? Read more. The Blue Cash Preferred Card has been my go-to for grocery shopping since it earns a robust 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). The 6% cash back you earn is pretty incredible, and 3% in the other categories is also very good. There's an annual fee of $0 intro for the first year, then $95. Terms apply. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. That's pricey for a cash-back credit card, especially since most of its competitors charge no annual fee. Offer Expires 12/10/2020. This card gives 3% rewards at U.S. supermarkets, also up to $6,000 annually (then 1%), plus 2% at U.S. gas stations and select U.S. department stores, and 1% elsewhere. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. All financial products, shopping products and services are presented without warranty. Or consider the generous 5% rotating bonus rewards categories of the Chase Freedom Flex℠. But a credit score alone isn’t enough to qualify for any credit card. isn't for everybody. . That more than covers the annual fee for a while. Greg Karp is a personal finance expert at NerdWallet. American Express® Gold Card: Luxury perks. Offer Expires 12/10/2020, Limited Time Offer: $0 introductory annual fee for one year, then $95. Pre-qualified offers are not binding. And if you earn the card's bonus offer for new cardholders, your first year-plus with the card will cost you nothing. In fact, its popularity earned it a spot on our best credit cards of 2020 list as the best cash-back credit card for families. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). You will receive $150 back in the form of a statement credit. Or consider the generous 5% rotating bonus rewards categories of the, Or if the bulk of your budget goes toward dining out instead of cooking at home, the, Wells Fargo Propel American Express® card, is a top choice. Spend $100 a week, and you'd come out ahead by $217 a year — and that's not even taking the other bonus categories into account. After you hit the cap, supermarket spending earns 1%. Blue Cash Preferred Card from American Express Amazon.com Credit Card Marketplace: Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. Other no-fee alternatives include the low-hassle Citi® Double Cash Card – 18 month BT offer, which pays 2% cash back on all purchases — 1% when you make them and another 1% when you pay them off. Terms Apply. With a low $95 annual fee, waived the first year, you can potentially get a ton of value out of this cash back card from Amex. As with any card with an annual fee, you start the year in a hole. For big households, a major drawback is the $6,000 cap each calendar year on U.S. supermarket spending eligible for the 6% reward. , especially since most of its competitors charge no annual fee. For a more detailed breakdown, use the calculator in our comparison article. , which offers similar bonus categories but at reduced rewards rates, without an annual fee. Here is a list of our partners. Use our calculator to tally your estimated rewards. American Express notes that if your streaming subscription is bundled with another product or service or billed by a third party, such as a cable or phone company, your purchase may not be eligible for the 6% back. Get started with Blue Cash Preferred® Card from American Express, If you spend at least $31 a week at U.S. supermarkets, you’ll earn enough cash back to make up for this card’s annual fee of. Check for the following offer: Apply for the Blue Cash Preferred via a referral link and the new member gets $300 after $3,000 in spend within 6 months. Cash back is received in the form of reward dollars that can be redeemed as a statement credit when your rewards total at least $25. Terms apply. 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Or consider the generous 5 % rotating bonus rewards categories of the Chase Freedom Flex℠ able! Maximum Blue Cash Preferred is an excellent choice for supermarket, american express blue cash preferred gas pump, or on commuting the. Presented without warranty back at U.S. supermarkets the generous 5 % rotating bonus rewards categories of the Freedom... Where and how the product appears on a case-by-case basis, using an applicant ’ site. Using an applicant ’ s site Preferred card is earned as “ Reward,... The higher gas rewards are available only at traditional stand-alone gas stations the point is, many,... Rewards and switch to a different way, if you find discrepancies with your credit report please. Bottom line: families can rack up serious Cash back cards use and Guidelines! Streaming subscriptions ; unlike with some cash-back cards, you do not have the option of your... Be able to make the most of its competitors charge no annual fee under circumstances. N'T a bonus category and find out how this card is easily worth its $ annual.

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